INDICTMENT TO THE RICH
James 5:1-6
Come now, you rich, weep and howl for the
miseries that are coming upon you. Your riches have rotted and your garments
are moth-eaten. Your gold and silver have corroded, and their corrosion will be
evidence against you and will eat your flesh like fire. You have laid up
treasure in the last days. Behold, the wages of the labourers who mowed your
fields, which you kept back by fraud, are crying out against you, and the cries
of the harvesters have reached the ears of the Lord of hosts. You have lived on
the earth in luxury and in self-indulgence. You have fattened your hearts in a
day of slaughter. You have condemned and murdered the righteous person. He does
not resist you.
Men
want to be like God – owning everything and living forever. Christians live in wicked
world with wicked men. When we speak we must always speak as those who are
aware of this sad environment. When we are aware of this unfortunate
environment, then we would season our words so that they build and edify those
who hear us.
James
is not addressing believers here, he is addressing the wicked rich among them.
This is the view many godly brethren on whom shoulders I am standing holds for
the following reasons:
1)
James addresses his whole letter to the twelve tribes (1:1) in general
without any express mention of their holy calling or faith. This is usual in
the older apostolic letters.
2)
He uses the common form of greeting –
just greetings. When writing to the Christians, the apostles solemnly wish them
“grace and peace,” etc.
3)
The style is more rousing and
persuasive than usual, as if it were intended to awaken complacent sinners or
worldly people.
4)
The last verses of the letter seem to
intimate that much of his purposes was to convert unbelievers; see 5:19-20
5)
Here he plainly speaks to the rich,
wicked men. Though the truth is that it is not so much for their sakes as for
the godly, to encourage them to patience. I like John Calvin’s assessment, “These
six verses are not so much an admonition as a denunciation, in which the
apostle is not so much telling them what to do as foretelling what shall be
done to them, so that the godly may be encouraged to greater patience under
their oppression. The apostle plainly implies this in verse 7”.[1]
James says here, “Come now you rich, weep and howl for the miseries that are coming upon
you.” There is a possibility though that there were wealthy Christians who
had been blinded by the deceitfulness of sin so as to behave in this manner
with regard to their wealth. James tells them it is the time to shed tears. Tears
is not something that the rich think about often. James is telling them that
judgment is on the way to destroy them – doom is upon them all. Therefore, “Weep!
Shed tears!” Yes indeed, the rich also cry.
This is an indictment to any wealthy person
who acts in this manner. James is not simply condemning them for being rich,
rather it is because of the manner in which they were minding or handling their
riches. They were materialistic and covetous.
It is particularly the case with those
who have bought land, and sometimes an acquisition where the Christian buyer
has been defrauded into buying someone else’s land. You discover too late that
you have been defrauded…what do you do? Do you marshal financial power and make
sure that you wrestle the land from the poor owner by dragging him into the law
courts? Do you bribe to have your way?

A time is coming when some of you
people could be rich and wealthy. This is the right time for you to learn how
to use earthly riches and how not to abuse it. Unless you are prepared before
the day comes, you are at a great risk of weeping and howling when riches are
upon you.
This sermon is meant to vaccinate you
against this terrible malady associated with the infatuation with the
possession. Whenever you acquire a new possession, when you get a better paying
job, or are given an inheritance or get a loan, always remember what the Lord
said, "Take care, and be on your guard against
all covetousness, for one's life does not consist in the abundance of his
possessions." Luke
12:15.
Covetousness
is a sin that demand a constant watch against, and therefore frequently
to be warned against. The life of the soul, which is the man,
does not depend upon possession. Worldly wealth, leave alone earthly riches
will not suit the nature of a soul, nor supply its needs, nor satisfy its
desires, nor last so long as it will last. Many who have abundance are
discontented, covetous and fretful, as Ahab and Haman. Then what good does
their abundance do them? They both fell headlong to their destruction! They
both abandoned their wealth or rather their wealth abandoned them at their
greatest hour of need.
1. What is
the cost of abusing wealth? (vv. 1-3)
1)
Now and here (vv. 2-3a)
Here is something about the misery of perishable
riches on this side of eternity, here on earth. Possession in wealth in those
days of James consisted of three things: grain, clothing and precious metals. Not
one of these things lasts! Even gold, though not corrosive and does not rust
physically, could not only diminish in luster but actually drops in value sometimes.
In those days they did not have an elaborate banking system as ours. They did
not have insurance companies to cover damages and loses as result of natural
disasters such as disease, pestilence and calamities. Hence the destruction
that pastor James speaks about.

"Do
not lay up for yourselves treasures on earth, where moth and rust destroy and
where thieves break in and steal, but lay up for yourselves treasures in
heaven, where neither moth nor rust destroys and where thieves do not break in
and steal. For where your treasure is, there your heart will be also. (Mat
6:19-21)
You shall remember the LORD your God, for it
is he who gives you power to get wealth, that he may confirm his covenant that
he swore to your fathers, as it is this day. (Deu 8:18). But God does not give riches to be stored.
God gives wealth for personal use and for others and especially for the
advancement of the Christian gospel. But instead of these people using the
wealth they were storing it up and James is saying that what they were storing
up was more material for their own combustion. Your riches have rotted and your
garments are moth-eaten. Your gold and silver have corroded, and their
corrosion will be evidence against you and will eat your flesh like fire.
This hoarding of possession, whether
little or much, has led to more evils in the world as people compete. We must
always remember the words of the apostle Paul, the love of money is the root
cause of all evils. The point is, if you are obsessed with foodstuff, clothes, money,
gold, land and more possession, your only help is one – to weep and howl when
they are destroyed.
2)
In
eternity (v.3)
Not
only to weep and howl when this earthly property is gone, but to realize that
there is an eternal weeping and gnashing awaiting those who abused their
wealth. This is what informs the sarcastic statement, ‘You have
laid up treasure in the last days’ (v. 3). Earlier on he had said, “…their
corrosion will be evidence against you and will eat your flesh like fire (3a).
The point is obvious, if you are going
to misuse the wealth that God gave you, then be prepared for the pain that is
coming upon you in future.
Therefore, those who make riches the
primary object of their lives now and here, living without regard for God, will
sooner than they expect regret, for the great loss that will befall them in
eternity. The Bible is full of these reality-check stories and admonition. The
rich fool, even though he had all his stores full, and even if he told his soul
that he had ample goods laid up for many years, he was unable to relax, eat and
drink and be merry, for God required of his soul the same day! Therefore the
one who lays up treasure for himself, and is not rich toward God (Luke
12:20-21) will find himself in eternal peril.

2. What are some of the abuses of wealth?
(vv. 3-6)
1) Hoarding
The Bible does not condemn being wealthy… rather
pastor James, by the inspiration of the Spirit is warning his readers who had ‘laid up treasure’. It is the same
problem the Lord is addressing in Luke 12:21 of laying treasure for oneself and
not being rich toward God.
You ask, “Pastor, are you saying that saving is
wrong?” There is no doubt that we are encouraged to save up for the future. The
Lord exhorts us to be wiser than the ants who lay something for themselves in
summer for the use in winter (Prov. 30:25). So we are to think wisely about the
future both spiritually and financially and plan prudently for it.
So what is hoarding? It is when you
continue to accumulate above and beyond that which is necessary, and only for
your own use. Like John Wesley, learn what is enough for you and yours and for
the future. I knew a lady who passed on, not in very good conditions and yet so
much money was found hidden on her pillow, and a lot of rotten rice and wheat
flour was discovered in her bedroom, yet she could not let her care-giving
daughter-in-law know that there was the rice to cook for her.
2) Corruption/fraud
The law is so clear about how one is to deal with his
workers (Lev. 19:13; Deut. 24:14–15; Prov. 3:27–28). As at the time when the
Holy Spirit went to the press, there were rampart cases of abuse of the workers
by the rich! There were multiple ways in which they did this:
a)
Keeping back the wages of the labourers
who had mowed their fields. That is, they were refusing to pay their workers on
time!
b)
Defrauding workers, that is swindling
them. They got less than the labour service discharged. They got less value for
their sweat!
Although the rich had more than enough,
they still reached out to the only lamb of their neighbours to slaughter it for
their guests! They had plenty from which to pay, without taking from their
labourers who depended on their daily wage to survive hand to mouth!
These are not people who could afford to
picket or hire a lawyer to plead justice for them. There was no labour union
anyway. But they went to the Judge of all the earth and so James records two of
their cries to the Lord: The first is the cry of the unpaid wages after mowing
their fields.
The second is the cry of the harvesters.
When they cried after working without pay
and had nothing to give their children, the Lord of hosts heard them (v. 4). God
is surrounded by hosts of angelic beings. He is greater than all of them, and will
send them to execute justice on behalf of His people and wrath on His and His
people’s enemies.
3) Luxury and self-indulgence
You have
lived on the earth in luxury and in self-indulgence. The rich and the wealthy know how to pamper
themselves. They only think about their needs and their wants and their
preferences. They constantly talk about their comforts as they shop. Constantly
buying and never stopping to buy – even what they do not need! While they are
so generous on themselves, they are oblivious of the needs of those around
them, even their own workers!
Thunderbolt is upon them – Pastor James tells
them, “You have fattened your hearts in a
day of slaughter. This is not meant to pamper them, it is meant to awaken
them from their luxurious stupor of self-indulgence. Wake up, all you men of
influence and affluence. They might not realize it now in the hammock of their
opulence and luxury, but their hearts are on the waiting list of the day of
slaughter. This reminds me of my huge cock in the compound, as it has been growing
bigger, it is only being fattened for the day of slaughter which a few of you
are waiting for!
4) Injustice and murder of the righteous
What is it that Pastor James has in mind when he says,
“You have condemned and murdered the righteous person?” Kent Hughes explains:
‘James is referring to
judicial “murder”—primarily referring to taking away the means of making a
living. The landed gentry controlled the courts. The poor could not oppose them
because they had no way to use the system, and thus were helpless.’
There are many ways to murder, scorched earth campaign
is one of them – cut off the supply and they will starve to death!
This method of murder is so bad that the poor
righteous cannot even resist the rich! But the attitude of the righteous is to
be like that of their Master – who did not revile or retaliate even though He
had legions of heaven to defend Him. He willingly submitted to unjust treatment
so he could provide eternal salvation for sinners.
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